{"id":9833,"date":"2025-01-23T10:57:14","date_gmt":"2025-01-23T10:57:14","guid":{"rendered":"https:\/\/www.link.com.gr\/enfia-reduction-for-insured-residences-for-2025\/"},"modified":"2025-11-27T16:33:13","modified_gmt":"2025-11-27T16:33:13","slug":"enfia-reduction-for-insured-residences-for-2025","status":"publish","type":"post","link":"https:\/\/www.link.com.gr\/en\/enfia-reduction-for-insured-residences-for-2025\/","title":{"rendered":"ENFIA Reduction for Insured Residences for 2025"},"content":{"rendered":"\n<h1 class=\"mc-toc-title\"><span style=\"color: initial; font-family: serif; font-size: medium;\">     <\/span><strong style=\"color: initial; font-family: serif; font-size: medium;\">Applications for ENFIA reduction for insured residences are opening for 2025.<\/strong><\/h1>\n<div>\n<div>\n<div><br>Specifically, from 2025 and for subsequent years, the following applies:<br>\u2192 20% ENFIA reduction for residences with a taxable value up to 500,000 euros, provided they are insured for one (1) year <strong>against earthquake, fire, and flood.<\/strong><br>\u2192 10% ENFIA reduction for residences with a taxable value exceeding 500,000 euros, under the same insurance conditions.<br><br><strong><em>The procedure for granting the ENFIA reduction is defined as follows:<\/em><\/strong><br><br>1. Insurance companies sent to AADE, by January 10, the details of residential insurance policies that <strong>cover the risks of earthquake, fire, and flood and were in effect during 2024.<\/strong><br><br>2. Applications for the ENFIA reduction, as well as any amendments or corrections, are submitted <strong>by February 14<\/strong> on the myAADE digital portal (myaade.gov.gr), following the path: <strong>Applications &gt; Popular Applications &gt; myPROPERTY &gt; ENFIA Reduction for Insured Residences.<\/strong><br><br>3. Insurance companies confirm the data by February 28.<br><br>4. AADE verifies that the conditions for granting the ENFIA reduction are met, which is then granted to beneficiaries upon its first central assessment.<br> \n<h3><strong>ENFIA: Conditions to Secure the Reduction<\/strong><\/h3>\n<ul>\n<li>The insurance must CUMULATIVELY cover natural disasters: <strong>earthquake, fire, flood<\/strong><\/li>\n<li>The property must be insured for <strong>THE ENTIRE previous year<\/strong><\/li>\n<li>Otherwise, a reduced reduction is provided depending on the months of insurance<\/li>\n<li><strong>Minimum <\/strong>insurance duration: <strong>3 MONTHS<\/strong><\/li>\n<li>The insurance must cover the TOTAL value of the property<\/li>\n<\/ul>\n<ul>\n<li>The residence must be insured with an insurance company that is REGISTERED in the Register of Insurance Companies<\/li>\n<\/ul>\n<h2 class=\"null\">ENFIA 2025: The Changes<\/h2>\n<ul>\n<li>\n<h2 class=\"null\">Repayment in 12 equal monthly installments (instead of 11)<\/h2>\n<\/li>\n<\/ul>\n<h2 class=\"null\">-1st installment: by March 31<\/h2>\n<h2 class=\"null\"> 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