EFKA’s online platform for the electronic submission of insurance category selection applications is now operational.
By visiting the website https://www.efka.gov.gr/epilego/ until Friday, March 13, 2020 and following the provided instructions, freelancers, self-employed individuals, and farmers will be able to submit their application and choose their desired insurance category by following the steps below.
- Step 1
Carefully read the text concerning your status (farmer, freelancer – self-employed, new insured person, with parallel employment).
- Step 2
Evaluate your options, based on your current capabilities and your future goals.
- Step 3
Decide which insurance category you will be classified into (Note: If you do not select a category, you will be classified into the 1st insurance category).
- Step 4
Click here https://apps.ika.gr/eAccess/login.xhtml to submit your electronic insurance category selection application until Friday, March 13, 2020.
More useful information:
- What changes as of January 1, 2020, regarding my insurance?
The calculation of insurance contributions is disconnected from the declared income, and insurance categories are created, per sector, with specific amounts, as follows:
- seven (7) insurance categories for freelancers and self-employed individuals, one of which is considered a special insurance category and is aimed at new professionals (first five years of insurance)
- six (6) categories for farmers.
- Can I choose any of the available insurance categories?
Of course. There are seven (7) available categories for freelancers and self-employed individuals, one of which is considered a special insurance category and is aimed at new professionals, up to 5 years of insurance, and six (6) categories for farmers.
- Is the selection of an insurance category mandatory?
Yes, it is mandatory. If you do not select an insurance category, you will be automatically classified into the first (1st) insurance category. Of course, with the new system, you have the option to choose a category for each year of your insurance.
- What should I do and by when to choose an insurance category?
Carefully read the text concerning your status (Farmer, Freelancer-Self-employed, new insured person, concurrently employed) and learn about your options, based on your current capabilities, as well as the pension you wish to receive.
Once you have decided which insurance category you will join, click here for the electronic submission of the insurance category selection application. The submission deadline is the evening of Friday, March 13, 2020.
- What applies to new professionals?
New professionals (freelancers or self-employed individuals) can choose the special insurance category for new insured persons and remain in it for their first five years of insurance. You also have the option to choose a category higher than the special one.
- What are the provisions for non-salaried individuals with parallel insurance?
With the new insurance system, freelancers, self-employed individuals, and farmers pay only one contribution, even in the case of parallel insurance. The calculation of the contribution varies according to four (4) special cases, details of which you can see here.
- How often and in what way are contributions paid?
Contributions are monthly and are paid by the last working day of the following month. Payments continue to be made at all Banks and ELTA (Hellenic Post), through the Interbank System (DIAS), with payment orders or direct debit (standing order).
New system of insurance contributions
The new rules for new and old freelancers, self-employed individuals, and farmers create a different framework in the field of insurance. Now, non-salaried individuals can shape their future and plan and determine their pensionable earnings!
Through the new contribution system:
- The calculation of insurance contributions is disconnected from the declared income.
- As of January 1, 2020, insurance categories are created, per sector, with specific amounts:
More specifically, the following are created:
-seven (7) insurance categories for freelancers and self-employed individuals, one of which is considered a special insurance category and is aimed at new professionals (first five years of insurance)
-six (6) categories for farmers
- Your classification into one of these categories is done by free choice after submitting a relevant application.
- Flexibility is offered to you through the option of annual insurance category change.
- There is a special provision for farmers and new professionals-freelancers or self-employed individuals.
- There is a new approach to parallel insurance through the determination of a minimum contribution amount resulting from the sum of contributions for salaried and non-salaried employment, and the option to optionally pay higher contributions.
- A new maximum contribution limit is set.
- The concept of insurance planning is introduced through the shaping of pensionable earnings.
Notes
– Your classification into an insurance category is mandatory.
– The deadline for submitting your application is Friday, March 13, 2020.
It is reminded that with the press release from the Ministry of Labor dated February 26, 2020, it was announced that after the completion of the category selection process, e-EFKA will post the new notices for January 2020 contributions on March 16, which must be paid by Friday, March 20.
See more questions and answers regarding the new system of insurance contributions here.
Sources: e-forologia.gr, taxheaven.gr
